HIPAA—What Employees Should Know

Course Description:

This session will guide you through a variety of topics, which will help you understand the Health Insurance portability and Accountability Act (HIPAA) and its privacy policy. By the time the session is over, you should be able to understand how HIPAA helps you to acquire benefits when you lose eligibility, how HIPAA protects your rights to benefits when certain conditions or health issues may otherwise make it difficult, the purpose of HIPAA’s Privacy Rule, and what, when, and how your personal health information is protected.

Course Duration: 28 minutes

Why “HIPAA—What Employees Should Know” Matters:

HIPAA is a federal law that limits the ability of a new employer plan to exclude coverage for preexisting conditions.

HIPAA provides additional opportunities to enroll in a group health plan if you lose other coverage or experience certain life events.

HIPAA prohibits discrimination against employees and their dependent family members based on any health factors they may have, including prior medical conditions, previous claims experience, and genetic information.

HIPAA protects the privacy of your medical records and other personal health information.

HIPAA gives you greater access to and control over your information.

Note that starting in 2014, healthcare reform legislation known as the Affordable Care Act (ACA) gave additional health protections, including ending all preexisting condition exclusions.

Key Points:

  • HIPAA was created to provide and promote quality health care, while keeping your personal health information private.
  • Know what group plans can and can’t do under HIPAA.
  • Be proactive when it comes to making sure your personal health information is protected: Get a copy of your health records, check it, and know who’s seen it.
  • Know your rights! Your health information is protected by federal law.

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